Savings play an important role in an individual’s life especially in case of seniors. It becomes quite difficult for the older adults to deal with medical expenses after retirement. Growing age brings several ailments, which require the constant flow of money to cover the expenses. You can consult Karmabhumi, which is the Best Nursing Bureau in Powai and provides support to seniors regarding nursing and health care.
1. Pradhan Mantri Vaya Vandana SchemeIt is especially designed for the seniors above 60 years of age. It offers an interest of 8% per annum. The minimum capping of pension is Rs. 3,000 and the maximum reaches Rs. 10,000 per month. 2. Indira Gandhi National Old Age Pension Scheme (IGNOAPS)It is meant for the seniors who fall below the poverty line and above 60 years of age. This scheme offers up Rs. 500 p.m. 3. National Programme for the Health Care of Elderly (NPHCE)It was launched in 2010. It deals with preventive and promotive care for the maintenance of good health. It focuses on the health issues faced by older adults. 4. Varishta Mediclaim PolicyThis policy helps senior citizens to cover the cost of medicines, diagnosis, blood, and ambulance charges. It deals with the health related expenses of the seniors. 5. Rashtriya Vayoshri YojanaIt offers physical help and devices necessary for seniors above 60 years of age and below the poverty line. 6. Varishta Pension Bima YojanaThe LIC of India manages this scheme. It does not require any medical check-ups to avail this policy. It gives a pension with interest rate of 8% p.a. for up to 10 hours. 7. Senior Citizens’ Welfare FundIt involves the unclaimed amounts from small savings in the central government schemes. It helps make senior citizens financially stable for overall health care needs. Karmabhumi has been pioneer in delivering quality services to its customers and is known as the Best Nursing Bureau in Ghatkopar.
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